First Home Buying
Your First Home, Made Easy
Buying your first home is a big milestone, but it doesn’t have to be stressful. At Arch Brokerage, we simplify the process so you can focus on the excitement, not the paperwork. From understanding your borrowing power to securing the right loan, we’re here to make it clear, simple, and tailored to your goals.
We’ll support you end-to-end, explaining your options, handling the lender negotiations, and managing the details right through to settlement. Our job is to work for you, not the banks, so you can feel confident every step of the way.
Getting
Pre-Approval?
Your First Chat
We’ll sit down with you to discuss your options, how much deposit you’ll need, and how much you can borrow, giving you clarity and confidence before you start.
Application Made Easy
We provide you with the detailed research we’ve completed so you can make an informed choice. Once you select the lender that suits your needs, we prepare your loan application for you to review, sign, and send off.
Pre-Approval
The lender has given the green light – subject to you finding the property you’re ready to buy. This means you can house hunt with confidence, knowing your finance is in place.
Find Your Dream Home!
It’s time to find the home you’ve been dreaming of! Remember, we’re here to help you not just secure the loan but also put your best offer forward, so you can buy with confidence.
The First Home Loan, For You
Your first home loan sets the foundation for your financial future. Choosing the right lender and structure now can save you thousands over time and give you flexibility for what’s next.
We’ll help you understand your borrowing power, compare options, and make confident decisions without the stress.
Everything You Need To Know
How much deposit do I need for my first home?
Generally, most lenders require at least 5–10% of the property value, but options like LMI, Guarantor Loans or government schemes can help reduce this. We’ll guide you through what works best for your situation.
What government grants are available for first home buyers?
There are several, including the First Home Owner Grant, First Home Guarantee Scheme, Help to Buy Scheme and stamp duty concessions. We’ll check your eligibility and help you apply.
Can I buy with a guarantor?
Yes, a guarantor can help you avoid LMI and boost your borrowing power. We’ll explain how it works and whether it’s right for you.
How long does the process take?
To get pre-approved it usually takes between 1 or 2 weeks, sometimes this can be much quicker than this but ultimately this comes down to the lender.
Ready For The Next Step?
Have a look now to get an idea of what you could borrow.