Investment Loans
Investing doesn’t need to be complex
Investing in property is one of the most effective ways to build long-term wealth, but choosing the right loan structure is key. At Arch Brokerage, we make the process simple and stress-free.
Whether you’re buying your first investment property or expanding your portfolio, we’ll guide you through every step, from finding the right lender to structuring your loan for maximum returns. Our goal is to help you invest smarter, not harder.
Who do I need on my team when investing?
Mortgage Broker
Your mortgage broker helps you find the right lender and loan structure, ensuring your finance works for your investment goals.
Accountant
An accountant provides advice on tax implications and strategies to maximise your returns and keep your finances in order.
Buyer’s Agent
A buyer’s agent assists in sourcing the right property, negotiating the best price, and guiding you through the purchase process.
Conveyancer
Your conveyancer handles all the legal aspects of the property transaction, ensuring contracts and transfers are completed correctly.
Setting Up Your Investment Property the Right Way
Structuring your investment property loan correctly from the start can save you thousands and prevent costly mistakes down the track. Working with a mortgage broker who truly understands investment lending ensures your loan, ownership structure, and long‑term strategy all align with your goals.
Everything You Need To Know
Can I use equity from my home for an investment property?
Yes, many investors use equity from their existing property to fund their next purchase.
Should I choose interest-only or principal-and-interest repayments?
It depends on your strategy – interest-only can improve cash flow, while principal-and-interest builds equity faster.
How much deposit do I need for an investment property?
Most lenders require 10–20%, but this can vary depending on your financial position and the property type.
Can I buy an investment property through a trust or company?
Yes, but it’s important to get advice on the structure as it can affect tax and lending options.
Ready to Start Building Your Portfolio?
Take the first step towards financial freedom. Talk to us today and find the right investment loan for your goals.